• ​How much should you protect in a fixed index annuity? First you should know that all fixed index annuities start with a minimum deposit determined by the terms of the agreement. When it comes to deciding how much to protect, we will explain the options available to you. We will also show you how an annuity ​contract fits into your overall retirement strategy.

• ​​​Annuities can be a valuable addition to your overall retirement strategy because they offer tax-deferred growth while you’re saving for retirement, dependable income after you retire and in some cases, for as long as ​​you live. Many annuities provide principal protection, lifetime income, an enhanced death benefit, and other options either built-in or optional and available for an additional cost. Plus, annuities can help you transfer wealth to your beneficiaries.

 

• Annuities typically offer tax-deferred growth of earnings and may include a  death benefit that will pay your beneficiary a specified minimum amount, such as your total purchase payments. While tax is deferred on earnings growth, when withdrawals are taken from the annuity, gains are taxed at ordinary income rates, and not capital gains rates. If you withdraw your money early from an annuity, you may pay substantial surrender charges to the insurance company, as well as tax penalties.

We can also help you with:

• Annunities
• Life Insurance 
• Disability Insurance
• Long-Term Care Insurance​​​
• Dental / Vision Insurance
• Accident / Critical Illness Insurance

• Retirement Planning 
• Estate Planning
• ​Social Security Benefits
• Medicare Supplements
• Medicare Advantage​

Request a Consultation

Please complete the form to request
your complimentary, no-obligation consultation.  ​When we receive your request, we will contact you to schedule a time for your consultation.
​
​800-545-8308

By submitting your information you may be solicited to purchase a life or annuity product at a future date.